Health Insurance
Your Guide to Budgeting for Healthcare Costs
Adults often feel the pressure to act financially responsible. It’s easy to think that health insurance will cover the majority of medical-related costs and therefore may be overlooked in your budget. A copay here or deductible there, isn’t much to fuss over, right? Well, that might not be entirely accurate. Medical expenses should be one…
Read MoreYour Guide to Open Enrollment
Open enrollment is the time period each year when you’re allowed to start, stop, or change your health insurance plan. Normally, you sign up around the end of one calendar year for coverage that lasts the next full year. Here’s what you need to know about open enrollment. Open Enrollment for Health Insurance Plan Type…
Read MoreYour Guide to Budgeting for Healthcare Costs
Adults often feel the pressure to act financially responsible. It’s easy to think that health insurance will cover the majority of medical-related costs and therefore may be overlooked in your budget. A copay here or deductible there, isn’t much to fuss over, right? Well, that might not be entirely accurate. Medical expenses should be one…
Read MoreHealth Insurance Deductibles 101
When signing up for a healthcare plan, it is important to ensure that you understand every aspect of the plan and what it means. One important part of understanding health insurance is understanding your deductible and how it will affect how much you spend on your healthcare. Here’s everything you need to know when it…
Read MoreMedicare and Open Enrollment – Do You Qualify?
Medicare is a federal health insurance program that covers people who are 65 and older, in addition to certain younger people with disabilities or with end-stage renal disease. If you’re 65 or older, you may qualify for full Medicare benefits if: you’re a U.S. citizen or a permanent legal resident who has lived in the…
Read MoreLife Insurance for Your Parents – Getting Help with Funeral Costs
This may be a difficult question, but do you know how you will pay for your parents’ funeral expenses? Although death is a fundamental part of life, and something we all must face, planning for it is something many of us would rather not think about. While some financial assistance programs may be available to…
Read MoreWhat You Need to Know About Health Insurance Deductibles and Premiums
When choosing a plan, it’s a good idea to think about your total health care costs, not just the bill (the “premium”) you pay to your insurance company every month. Other amounts, sometimes called “out-of-pocket” costs, have a big impact on your total spending on health care- sometimes more than the premium itself. Across…
Read MoreWhat’s the Difference Between Medicare and Medicaid?
Medicare and Medicaid are two programs enacted by the federal government. However, Medicaid is truly administered at the state level. Both of these insurance plans were created in 1965 by the Johnson administration. These programs are designed to provide healthcare coverage to people who meet certain eligibility guidelines. Each program has its own benefits, and…
Read More10 Tips When Choosing Your Medicare Plan
From October 15th to December 7th each year, you get the opportunity to plan for your healthcare needs for the upcoming year. Although it’s not quite as exciting as making New Year’s resolutions or enjoying a winter holiday, the annual Medicare open enrollment period is something to look forward to. Changing plans may bring up…
Read MoreMedicare Open Enrollment Simplified
Medicare is the United States government’s health insurance program for people who are 65 or older. Some people under the age of 65 can qualify for Medicare, too. They include those with disabilities, permanent kidney failure, or amyotrophic lateral sclerosis. Medicare helps with the cost of health care. It does not cover all medical expenses…
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