Posts by kevinn
Life Insurance for Your Parents – Getting Help with Funeral Costs
This may be a difficult question, but do you know how you will pay for your parents’ funeral expenses? Although death is a fundamental part of life, and something we all must face, planning for it is something many of us would rather not think about. While some financial assistance programs may be available to…
Read MoreWhat You Need to Know About Health Insurance Deductibles and Premiums
When choosing a plan, it’s a good idea to think about your total health care costs, not just the bill (the “premium”) you pay to your insurance company every month. Other amounts, sometimes called “out-of-pocket” costs, have a big impact on your total spending on health care- sometimes more than the premium itself. Across…
Read MoreWhere to Get Help with Your Medical Costs
Getting proper medical coverage can be a confusing hassle for many people. With healthcare on the rise, it’s important to choose a plan that will help you save the most money over time. Check out these tips to learn how you can begin saving: Consider a Plan for Prescriptions For many individuals, paying for prescription…
Read MoreWhat’s the Difference Between Medicare and Medicaid?
Medicare and Medicaid are two programs enacted by the federal government. However, Medicaid is truly administered at the state level. Both of these insurance plans were created in 1965 by the Johnson administration. These programs are designed to provide healthcare coverage to people who meet certain eligibility guidelines. Each program has its own benefits, and…
Read More10 Tips When Choosing Your Medicare Plan
From October 15th to December 7th each year, you get the opportunity to plan for your healthcare needs for the upcoming year. Although it’s not quite as exciting as making New Year’s resolutions or enjoying a winter holiday, the annual Medicare open enrollment period is something to look forward to. Changing plans may bring up…
Read MoreMedicare Open Enrollment Simplified
Medicare is the United States government’s health insurance program for people who are 65 or older. Some people under the age of 65 can qualify for Medicare, too. They include those with disabilities, permanent kidney failure, or amyotrophic lateral sclerosis. Medicare helps with the cost of health care. It does not cover all medical expenses…
Read MoreHealth Insurance Simplified: Your Step-by-Step Guide that could Get you the Right Plan
Health insurance helps protect you from ever-present medical care costs. Whether you select health insurance through an employer, Medicare, or government exchange, October and November are when most Americans have the opportunity to switch plans. Though shopping for health insurance may seem overwhelming, breaking down the process can make it much easier to digest. To…
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